Welcome to iFundRE.net

With changing markets, the time to build is now! There is a reported shortage of available homes for both new and repeat buyers across much of the U.S.A. today. Builders are struggling to find good quality workers and the availability of materials seem to be fluctuating. Land values have and are increasing rapidly and raw land around major metropolitan areas are being scooped up by both large and small developers. iFundRE.net has been tuned and continues to offer specialty financing for both land purchase and construction. Some borrowers already own the land and are seeking funding for entitlement and and soft costs including plans, permits, engineering and even breaking ground for utilities, roads and pads. Each project and developer although approaching the same basic procedures, we found have unique circumstances. To overcome these challenges, we have available quite a range of financing. From the most aggressive and flexible (Private money) to more traditional financing such as bank and funds managed capital.

Let’s touch on these a bit more in detail:

Private money or hard money allows flexibility such as cross collateralization. In other words, we can lend on different properties with equity in addition to or instead of the project itself. Also it allows for more than one borrower to apply together, pooling their strengths together to reach the goal they might not attain separately. Also this funding is normally much faster to close and provide the capital ready to go. This type of financing can also enter into Joint Venture Agreements and profit share agreements when the collateral is limited and the borrower short on some areas of strength alone. The cost is more than traditional financing since it is more flexible and faster.

More traditional financing requires much more paperwork, stricter underwriting guidelines and takes more time to actually fund. They usually don’t cross collateralize other properties and have less flexibility but they offer more attractive terms such as lower interest rate and lower up front costs. They always require full appraisals that can consume weeks to months to obtain. Especially when the market is busy.

If you would like to present a specific project then it would be best if you could put together a simple 1 or 2 page overview or summary of the details. (Photos, maps or supporting data sometimes helps)

However, if you just want to discuss a deal, reach out to me and we can set a time to talk together. My email is the best way to reach me but if it’s more urgent or convenient, just call my office. My contact info can be found at the bottom of the website or click the “contact us” link in the top menu bar.

Loan Programs Available

iFundRE.net. A company created by a seasoned mortgage professional for our modern times.

Paul Lussier ~ Broker

CA BRE# 01170211

NMLS Company # 1114752

NMLS Originator# 1094910

Paul entered the real estate business in 1991 by arranging the purchase of distressed 2nd mortgage notes from lenders. Obtaining his real estate license in 1993 and working full time from about 1994 on. He then experienced the need in his daily business & opened his first mortgage company Patriot Mortgage Co. in 1997 partnering with his then Broker of record.

In 2001 he open his own company One Stop Realty & Home Loans Inc. which offered both real estate sales and a variety of mortgage products to his clients. He continued that business until 2007 when he relocated to New Orleans to help with the rebuilding after Hurricane Katrina. Spending 4 years purchasing distress single family houses and multi-family buildings, completely restoring them to like new condition.

Missing the beautiful Bay Area weather and business climate, he returned in 2012 and assist a friend with organization and operations of his mid size company doing an average annual volume of $100M in business. Now joining with marketing expert Gilbert Haro and Investor / Loan Officer Peter Karasseferian, Paul brings several decades of real estate financing experience to help many types of clients with their real estate financing needs.

Because he brokers to all available sources of capital including wholesale banks, funds & private investors, he can usually find a loan product for most borrowers and excels at the most complex financing situations.

​Our in-house processing insures that the loan application procedure goes as smoothly as possible.  When we create loans utilizing private money from investors, we also process, underwrite & draw loan documents in-house while working hand in hand with escrow officers and Title Companies throughout the process.

When it comes to purchase loans, refinancing, or venturing into real estate business through rehabbing or real estate development, you need a reliable company that can fund your real estate transaction on time, and has the experience and expertise to provide you with the best lending solutions for your situation.   iFundRE.net became a premier lending service/brokerage in the San Francisco east bay area due to its high quality services and depth of experience in the industry. This is why if you are planning to purchase a home, refinancing or investing in real estate, you need a team that you can count on, that understands the market and has the expertise to recommend the best loan for you. Here are more reasons why iFundRE.net is the best company for loans for your real estate transactions.

1. To be considered reliable, the people working behind the real estate investment company must have years of experience in the industry.  Paul Lussier started in the business in 1991 and up to this day he is active in providing counsel and financial help to people who have plans in real estate. His expertise in entering and closing real estate deals is backed by years of experience in the field. He was even part of the rebuilding of New Orleans after hurricane Katrina.
2. The people behind iFundRE.net are both lenders and brokers. Working with them gives you a great advantage because they know the market very well. They aren’t in to make profits alone, but they also want you to succeed. As such, they will help you from the start to finish because your success defines them as well. In short, they give utmost importance to you.
3. iFundRE.net upholds good ethics and practices. Unlike other companies that rip off their clients due to their hidden agendas, iFundRE.net and its people maintain transparency and good practice all throughout the transaction. They will tell you where you can fully take advantage of your capital and tell you things to avoid so you can safeguard your money.
4. At iFundRE.net , we help ensure that you get the money for your real estate transaction on time. It is one of the policies of the company to act fast and avoid delays.
5. We have a vast network in the business. This allowed us to provide clients their needs fast. Our network has also helped our clients get the funding they need to start their venture in real estate or obtain the best mortgage or refinance for their property.

We offer the following service to borrowers:

FINANCING  *  HOME LOANS  *  PRIVATE FUNDING  *  PROJECT/DEVELOPMENT FUNDING

WE ALSO PROVIDE FUNDING AS JOINT VENTURE PARTNERS ON SELECT PROJECTS IF YOU NEED MORE THAN JUST CAPITAL!

We would be pleased if you would allow us the opportunity to provide for you funding on any Real Estate in California.  (Out of State and overseas ~ project specific)

First Time Home Buyers – Seasoned Homeowners

• Refinances / Cash Out Refi’s
• Second Home / Vacation Home Purchases
• 1-4 Family Properties
• Investors properties / Portfolios
• Apartment Complexes
• Commercial Properties
• Mixed Use Buildings
• Special Use Buildings
• 1-7 Story Office Structures
• Resorts
• Raw Land
• Single Family Home Owner New Build
• Real Estate Development Projects
• Subdivisions / Apartments / Commercial / Spec Homes
• Mobile Home Parks / Amusement Parks / Churches

If it’s Real Estate ~ Chances are we fund it!

Contact us  to get started now with a no-obligation consultation about how we can help!

925.268.8012
Paul@ifundre.net

Throughout history Investing Money has been a strategy of the elite. Due to today’s stringent lending environment, an opportunity for everyday qualified investors has opened. Many people have lost money investing in stocks, bonds and mutual funds with no collateral or guaranteed return. On the contrary, Real Estate First Trust Deeds are unique investments because they provide a high return, a secured asset and reduced risk calculated against the principal. Whether you’re looking for a safe investment for retirement or you’re simply trying to find a promising opportunity with low risks and high rewards, trust deed investing is an excellent choice for astute investors.

Our investors earn 8% to 20% annually with Trust Deed Investing having the security of knowing that their investments are secured by real estate and backed by a large amount of equity in the real estate. We offer experience and expertise to help turn your cash into a stable, high yield income producing investment through Real Estate First Trust Deed Investing. Looking for higher returns? Check out our Equity Share Investing info below!

Why First Trust Deed Investing with Us?

• Your money is secured with real estate, a liquidable asset and perhaps the most stable collateral available. You are vested on each note and deed of trust.
• Your money is secure whether the borrower pays on time or not, based on the equity in the asset and the low loan to value ratio at the time of originating the loan.
• You dictate which deals you are interested in. You only give money for specific deals that you are interested in when the deal you choose needs funding. We do not require you to invest any funds prior.
• You dictate the terms of the investment you are interested in, including types of property, location, period of time for payback, interest rate, etc.
• We offer conservative loan to values with a maximum at 75%. For example, if a property is appraised today for $500,000 then we will not lend more than $375,000. That way if you are the investor on this property you will not only look forward to collecting high interest on your money, but also in the case the borrower can’t pay back you may acquire a property worth $5000,000 for less. Otherwise you will collect all principal and interest owed you via trustee’s sale. Either way you Win!
• Your money is not mixed with other people’s money into a pool unless we fractionalize a note or investment. You have a choice of course!
• We do all the diligence and hard work for you to make it easy for you to decide if the investment works for you. We spend time researching, underwriting, and verifying every aspect of the loan file for you. You will receive from us the following at minimum to review an investment opportunity: loan application, preliminary title report, credit report, and appraisal.
• You know your (ROI) return on investment, before making your final decision to proceed. It does not change like the stock market or other investments based on factors outside of your control.
• This is a proven type of investing that has been around longer than the stock market.

“Call us NOW to build your First Trust Deed Investment Portfolio”

Second Trust Deeds / Equity Share Investing

For those investors who wish to be more active or have some of their funds earning a “higher rate of return” in a more aggressive approach to mortgage lending.

• Placed behind existing or new 1st mortgages.
• Combined Loan To Value determined by particular project & Investors level of comfort.
• Project funding would include investor participation by making a recorded second trust deed or Investor placing property in their name. (Also available investor placing conventional first mortgage on investment property and placing their own private second behind the 1st.
• Future Value Equity Participation / Equity Share of Profits.
• All seconds secured by real estate just as first mortgages.
• Earn Loan Origination Points.
• Returns from 10-20% annual can be realized.

Call us at +1.925.268.8012 if you have any questions or would like to discuss potential investment options and becoming a private lender.

Learn More About Investing in Real Estate, Mortgage Notes & Deeds of Trust Investing.

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